A commitment to fair lending is at the heart of our relationship to the people and communities we serve. That commitment starts with our executive management team and extends throughout our knowledgeable and experienced staff. At One Team Mortgage, we offer and extend all of our products and services to any qualified applicant without regard to race, sex, religion, color, national origin, age, marital status, familial status, disability, veteran status, sexual orientation, gender identity, geographic location within our lending footprint, exercise of consumer protection rights or any basis prohibited by applicable law.

Everyone at One Team Mortgage is required to treat all customers fairly and consistently.

We regularly train our employees on fair lending laws, our own fair housing and lending policy and a wide range of diversity issues and practices. We conduct ongoing monitoring—reassessing our policies, following up to make sure customers are treated well and keeping tabs on our marketing practices—to be sure we always go above and beyond fair lending laws.

One Team Mortgage also tests loans to ensure that fees and pricing do not exceed HOEPA thresholds.